What is Warrantywise?
Warrantywise has been trading since 2000 and has sold over 1 million warranty plans. It's operated by Warrantywise Limited (Company No. 07963594) and Warrantywise UK Limited (Company No. 14775172), both part of Wise Group Holdings Limited, based at The Rocket Centre, Blackburn.
Unlike an insurance-backed warranty, Warrantywise plans are discretionary: the company states plainly in its own terms that the plan does not form a contract of insurance or a regulated financial product, and that each repair request is considered individually, with payment not guaranteed. Disputes are handled by the company's named "Expert Arbiter," Edd China, a master mechanic.
Cover levels and what's included
Warrantywise offers six plan tiers, banded by vehicle age and mileage:
| Plan | Vehicle age | Mileage | Notes |
|---|---|---|---|
| 04/40 | Up to 4 years | Under 40,000 | Full feature set, includes in-car entertainment |
| 06/60 | Up to 6 years | Under 60,000 | Full feature set |
| 08/80 | Up to 8 years | Under 80,000 | Listed parts plan |
| 10/100 | Up to 10 years | Under 100,000 | Listed parts plan, drops "parts replaced in pairs" |
| 15/150 | Up to 15 years | Under 150,000 | Listed parts plan, most restricted tier |
| EV | Up to 15 years | Under 150,000 | Drive battery available as an addition |
| EV+ | Up to 4 years | Under 40,000 | Drive battery included as standard |
Common features across most tiers: emergency breakdown cover, car hire and onward travel expenses if a repair is approved, zero compulsory contribution, and diagnostics. Optional additions include air bag system, air conditioning, driver assistance (ADAS), multimedia, emissions failure, MOT failure, and EV/hybrid-specific cover.
WORTH KNOWING
Cover narrows as your vehicle's age and mileage increase — the higher tiers ("listed parts plans") pay out only for specifically listed components, not the fuller cover of the entry-level tiers. Check exactly which tier your car qualifies for, and what that tier excludes, before comparing headline price against another provider.
See what your car would cost to cover
Get a free quote →The Price Promise
Warrantywise offers a price-match against a like-for-like quote from another provider, subject to conditions: the comparison quote must be dated within the previous 30 days, exclusive/restricted discounts (student, NHS, blue-light) aren't matched, and Warrantywise can refuse a match if it suspects fraudulent or unauthorised reseller activity. The promise can be withdrawn or changed without notice.
Making a claim
Warrantywise describes a three-step repair process: fault diagnosis is assessed, then (if approved) the repair is carried out, then the vehicle is back on the road. The company has a UK-based customer advice team with published sales and repairs opening hours, and a live chat option for starting a repair.
Trust signals
- 14-day money-back guarantee
- Multi-award-winning
- Trading since 2000 (25+ years)
- Runs an annual "Reliability Index" — a claims-data-based study of used car reliability, published 2024/2025/2026 editions
Frequently asked questions
Is Warrantywise regulated by the FCA?
No. Warrantywise operates on a discretionary basis and states directly in its own terms that its plans do not form a contract of insurance or a regulated financial product.
How much does a Warrantywise plan cost?
Warrantywise doesn't publish specific prices — cost depends on your vehicle's age, mileage, and the plan tier you qualify for. Get a quote directly for an accurate price.
Who decides if my claim gets paid?
Warrantywise's own terms state that authorising a repair is at the company's discretion. If you're unhappy with a decision, its named Expert Arbiter, Edd China, can be asked to review it.
Does cover reduce as my car gets older?
Yes. Warrantywise's higher-mileage/older-vehicle plan tiers (08/80 and above) are described as "listed parts plans" with more restricted cover than the entry-level 04/40 and 06/60 tiers.
What is the Price Promise?
A price-match against a like-for-like quote from another provider, dated within the last 30 days, with some exclusions — see the Price Promise section above for full conditions.