What is MotorEasy?
MotorEasy is operated by MotorEasy Services Limited (Company No. 08423198), authorised and regulated by the Financial Conduct Authority (FRN 747890). The MotorEasy brand and trademarks belong to Intelligent Motoring Limited (Company No. 07019754), registered at Unit 6, 60 Portman Road, Reading, RG30 1EA. It's also ICO-registered (reference ZA268530).
Unlike a discretionary warranty, MotorEasy's FCA-regulated status means it operates as an insurance product, giving it a different regulatory footing than providers like Warrantywise. Founder and CEO Duncan McClure Fisher also previously founded Warranty Direct in 1997.
MotorEasy also offers services beyond warranties — GAP insurance, breakdown cover, servicing, MOT, and tyre/alloy/cosmetic insurance — positioning itself as a broader "manage your car" platform rather than a warranty-only provider.
MotorEasy Plan A (Platinum): Comprehensive cover breakdown
MotorEasy Plan A — frequently referred to across the UK warranty sector as MotorEasy Platinum — represents MotorEasy's flagship, comprehensive level of protection. It is engineered specifically for vehicles emerging from their 3-year manufacturer warranty period that need near-factory level protection.
While standard third-party warranties restrict coverage to a narrow list of named mechanical items, MotorEasy Platinum (Plan A) operates on an all-mechanical and all-electrical components basis. This includes advanced electronic control units (ECUs), sensor arrays, in-car entertainment/multimedia wiring, power steering units, turbochargers, and climate control compressors.
Wear and tear cover on MotorEasy Platinum
A critical reason drivers search for MotorEasy Platinum cover is its approach to gradual mechanical wear and tear. On budget warranties, claims are routinely declined if a component failed due to age or wear rather than sudden catastrophic failure. With MotorEasy Plan A (Platinum), wear and tear cover is included for covered components once your car passes a complimentary health check or completes the initial qualifying policy window.
MotorEasy plan tiers: Plan A (Platinum) vs Plan B vs Plan C
MotorEasy structures its warranty offerings into three core tiers based on vehicle age, with full and Lite variations:
| Tier / Plan | Vehicle eligibility | Scope of coverage | Wear & tear included? |
|---|---|---|---|
| Plan A (Platinum) | Cars 3+ years old, up to 130,000 miles | Comprehensive: all mechanical & all electrical parts, ECUs, air con, steering, turbo | Yes (post-inspection / qualifying period) |
| Plan B (Gold / Mid) | Cars 5+ years old | Extensive core mechanical & electrical components, engine, gearbox, drivetrain | Available on selected components |
| Plan C (Silver / Essential) | Older vehicles up to 13 years old | Listed parts: major engine, gearbox, transmission, and differential breakdown | Excluded |
Full vs Lite plans explained
MotorEasy provides each tier in both Full and Lite formats:
- Full Plans (A, B, C): Cover faults found during an annual service or MOT, faults occurring at home on your driveway, and roadside journey failures.
- Lite Plans: Slightly lower premium, but a journey breakdown is only eligible for cover if the vehicle requires immediate recovery.
Standard serviceable items such as brake friction pads, wiper blades, replacement bulbs, tyres, routine filters, and depleted 12V auxiliary batteries are typical wear-and-tear consumables excluded across all warranty policies. Review your individual quote schedule for policy-specific exclusions.
MotorEasy Plan A (Platinum): Pros and cons
Key advantages
- FCA-regulated: Full recourse to Financial Ombudsman Service.
- Platinum coverage: All-mechanical and all-electrical components included on Plan A.
- Wear and tear protection: Built into comprehensive Plan A cover.
- Direct garage settlement: MotorEasy pays approved network garages directly.
- EU travel cover: Up to 60 days continuous cover included abroad.
Points to consider
- Mileage cap: Inception ceiling of 130,000 miles (lower than Warrantywise's 150,000 miles).
- Health check requirement: Full immediate wear-and-tear requires inspection.
- Tailored pricing: Must generate an online quote to see specific vehicle costs.
See what your car would cost to cover
Get a free quote →WORTH KNOWING
MotorEasy's plan tiers are structured around vehicle age (Plan A/B/C), and mileage limits vary by policy term rather than being fixed per tier — get a quote for your specific vehicle rather than assuming which plan applies.
Cost factors
MotorEasy states that price depends on: make and model, age of the car, mileage, level of cover, length of cover, and excess chosen. No specific starting price is published — get a quote for an accurate figure for your vehicle.
EU cover and Dealer Wrap
MotorEasy warranty cover extends across the EU for up to 60 days. It also offers "Dealer Wrap" cover, which can run alongside an active manufacturer's warranty — covering items the manufacturer's warranty doesn't, and continuing once the manufacturer warranty ends.
Trust signals
- Over 1,000,000 MotorEasy account members
- Over 16,000 five-star ratings online
- Network of over 10,000 approved UK garages
- Member of BIBA (British Insurance Brokers' Association)
- Cyber Essentials certified
- Covers a broad manufacturer list, from mainstream brands to Alfa Romeo, Jaguar, Porsche, and Lexus
- Positively covered by press including The Telegraph and Honest John
Frequently asked questions
What is MotorEasy Platinum (Plan A) cover?
MotorEasy Plan A (frequently called MotorEasy Platinum) is MotorEasy's top-tier, comprehensive warranty. It covers all mechanical and electrical parts against failure for vehicles 3+ years old, including diagnostics, ECUs, multimedia, and wear-and-tear.
Does MotorEasy Platinum cover wear and tear?
Yes. MotorEasy Plan A (Platinum) includes wear and tear on covered mechanical and electrical parts once an initial inspection is completed or the introductory qualifying period has passed.
Is MotorEasy regulated by the FCA?
Yes. MotorEasy Services Limited is authorised and regulated by the Financial Conduct Authority, FRN 747890.
How much does a MotorEasy warranty cost?
MotorEasy doesn't publish fixed prices — cost depends on your car's make, model, age, mileage, cover level (Plan A, B, or C), term length, and chosen excess. Get a quote for an accurate price.
What's the difference between Plan A, B, and C?
Plan A (Platinum) is comprehensive all-mechanical and all-electrical cover for cars 3+ years old; Plan B is a mid-tier plan for cars 5+ years old; and Plan C is essential component cover for older vehicles up to 13 years old or 130,000 miles.
Does MotorEasy cover my car abroad?
Yes, cover extends across the EU for up to 60 days per journey.
Can I get a MotorEasy warranty if my car still has a manufacturer's warranty?
Yes, via MotorEasy's "Dealer Wrap" cover, which can run alongside an active manufacturer's warranty and continue once it ends.